Education now. Advice later.

MoreGage is being built in public before its founder is authorised to provide mortgage advice.

General education only

What MoreGage provides now

  • General New Zealand mortgage education
  • Mathematical repayment calculations
  • Generic document and statement-readiness explanations
  • Clearly fictional borrower cases
  • Source-led market commentary
  • A monthly briefing and separate future-service update list

What MoreGage does not provide now

  • Personalised financial advice or recommendations
  • Mortgage broker or financial adviser services
  • Lender selection, applications, pre-approvals, or submissions
  • Real bank-statement uploads, reviews, or storage
  • Insurance advice
  • Referral, cashback, rebate, or fundraising promotions

Planned transition

Daniel is completing the required financial-advice study. The intended future pathway is to operate under NZFSG’s own-brand Financial Advice Provider structure, subject to qualification, registration, engagement, training, lender accreditation, and written compliance approval.

This page will be replaced with the required FAP and adviser disclosures before any personalised advice service is offered.

Last reviewed: 5 August 2026